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Archive for the ‘Innovation’ Category

I have been relatively silent on my blog, tweets and other social media. The reason is focus. Focus on preparing with the team another exciting experience at Innotribe Sibos, this year in Boston from 29 Sep till 2 Oct 2014.

Less than 2 months from D-day, we are in full build up. We are in good shape, and preparations are in full swing. We are now at a stage where we have detailed minute-by-minute session scripts for all sessions, and are at a rate of several speaker preparation calls per week. And we have for each of our 17 sessions a detailed floor plan like this one:

SESSION 002 Future of Money

 

Here are some numbers: 4 days, 17 sessions, 2 locations, 50+ speakers, 10+ moderators, 10+ instigators, 9 startups, 6 innovators, 7 coaches, 4 Sponsors, 7 technical crew, 6 facilitation crew, 12 cameras, 7 screens, 3 stages, 2 bridges, 4 pieces of artwork, 1 bitcoin ATM machine, 1 skyline.

When it all comes together, it will look a bit like this:

Camera 04b

I have some other surprises that I will document in a later blog post.

But don’t be mistaken: Innotribe Sibos is about content, content, and more content.

For the content some of the main subjects covered, see my previous post http://petervan.wordpress.com/2014/06/20/innotribe-sibos-2014-building-bridges/ To summarize:

  • Day-1 is all about cryptocurrencies (Bitcoin, Ripple, ColoredCoins, etc) from all angles: vision, regulation, disruption, and transformation.
  • Day-2 covers “Network effects”: networked organizations, platform thinking, eco-system thinking
  • Day-3 gets you into Innovation Capabilities and the exciting Grand Finale of the 2014 Innotribe Startup Challenge
  • Day-4 articulates our ambition to convene all significant players of the FinTech Innovation Ecosystem

Since my last post several new speakers and moderators have been added, for example:

  • Yoni Assi (CEO eToro and Board member Israel Bitcoin Foundation)
  • Dirk Haubrich (Head of Consumer Protection and Financial Innovation, European Banking Authority EBA, via Skype)
  • Dan Marovitz (CEO Faculty of 1000 Ltd, former Managing Director, Head of Product Management, Global Transaction Banking Deutsche Bank)
  • Anne Shere Wallwork (Senior Counselor for Strategic Policy, Office of Terrorist Financing and Financial Crimes – U.S. Department of the Treasury)

And on day-4 we have gathered the top captive funds in one session starting on 2 Oct at 09:30 am, and moderated by Tony Fish, Founder AMF Ventures:

  • Vanessa Colella, Director Citi Ventures
  • Christophe Chazot, New Group Head of Innovation, HSBC
  • Derek White, Chief Design Officer, Barclays
  • Matteo Rizzi, General Partner, Sberbank SBT Venture Capital
  • Julio Faura, Head of R&D and Innovation, Banco Santander
  • Manual Silva Martinez, Vice-President BBVA Ventures

I will do a separate blog on day-4 later, as that will be a very exceptional day.

Our speakers are thought leaders and top innovators. We have 7 out of the FinTech top-40 http://thetally.efinancialnews.com/2014/06/fintech-focus/ and 3 out of the Bank Innovation “top-30 innovators to watch” http://www.bankinnovation.net/2014/07/2014-innovators-to-watch-30-executives-shaping-the-industry/ secured for this yearly gathering.

And in addition, we are building bridges and sharing speakers with Technology Forum, Investment Management Forum, Markey Infrastructures Forum, Standards Forum.

Full detailed program, with all speakers confirmed is now available on sibos.com here: http://www.sibos.com/conference/conference-programme/2014?field_session_stream_tid%5B%5D=203&op=Filter

Super-excited with big kudos to the Innotribe team, the event producers GPJ and facilitators Collective Next.

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Just found this awesome 27 min talk by Joi Ito on the 9 principles of open innovation. They are not that new – first version appeared in 2012 – but they seem to have matured, like good wine in well kept cellars. Almost every sentence he speaks is tweetable ;-)

To help me concentrate on the content, I usually make a lot of notes, and before knowing I almost made the transcript of this talk, so i can as well share my notes.

So, I have no credits on the content. I just did some mix and matching with some other material from others. Like Joi, I have been a DJ, and I have fun in mixing and weaving different themes into some form of new carpet. Highlights are mine.

joi ito

 

Joi Ito is Director of the MIT Media Lab and many other things (check out this Wikipedia page).

Here is the sort of transcript, more or less ordered around his 9 principles.

But in his intro, he says also loads of interesting things.

The MIT Media lab 30 years later: Media is plural for Medium, Medium is something in which you can express yourself. The Medium was hardware, screens, robots, etc. Now the medium is society, ecosystem, journalism,… Our work looks more like social science.

Before the Internet (BI) and Post the Internet (PI): Post the Internet, it is about participating responsibly in a system that you can’t predict and whose outcome to your intervention is almost random.

We are moving from “demo or die” to “deploy or die”. It just costs some “sweat equity” and some kids in a dorm room to get things done. Kids are competing with the incumbents. The innovation cost – the cost of trying something – went to nearly zero. Now you can innovate without asking permission, pushing innovation to the edges, and allow grassroots innovation.

Note: I believe “grassroots” innovation is very important in organizations. Last week I was on the judge panel of an internal innovation channel. I saw quite some things that our innovation team explored before, but never succeeded to get out there. With grassroots innovation, you have the buy-in from the fabric of the organization from day-1. It is very “swarmwise”.

Before, the guys who had the money had the power. Now, because the space of startups is so crowded, the VCs have to sell themselves.

Note: I heard something very similar recently in the context of innovation motivations: corporates looking for innovations have to sell themselves to startups.

Diminishing cost of innovation makes those having the money behave a little bit better. Who is thinking about those ideas that don’t start small? Thinking about it as a community. This is less about empowering the individual, more about empowering the community.

Note: “empowering the community”. Wow! Big ideas are usually shared ideas. In yesterday’s post, I mentioned the great Diego Miralles with his story of the Janssen Labs as a story of shared infrastructure. I believe the time is ripe – more than ever – for cooperative structures where we can form “coalitions of the willing” to solve the big community challenges.

Twitter was not a company, it was a feature. It only became useful when linked, when in a system. Can the ecosystem solve the big problems, a complex system with nobody really in charge? In stead of designing that one thing, in a system design is more like growing, giving birth to a child, you don’t know exactly where that child is going, it has your DNA, but hopefully turns into something that you are going to be proud of. Think of it like a gardener: the open internet is the water, the openness, the air that you need, and all of us are the organism that live in that system, to make this thing vibrant.

Then Joi started introducing and commenting some of the 9 principles.

A lot of people disagree with them, but I don’t care. I care about the arguments, I don’t care that they are disagreeing.

Joi Ito 9 Principles2

Pull over push

You pull from the network as you need it, rather than stocking it and centrally and control it. And agility is what comes out of that. If you have printing presses, and lines of code, and IP, those are all reasons not to shift course, to stick to your map, rather than the compass. All the things we think are assets are in fact liabilities, if you think about it from the perspective of agility.

Compasses over map

Often the map costs more to build than it is worth, because the complexity is so high and it is so unpredictable. Dependence on planning is a weakness.

Practice over theory

When I was looking for funding my first ISP, the investor spent 3M USD for consultants to advise not to invest 600K dollars. If it costs you more money to think about it than to do it, it’s better to do it. And if you do it, it turns out that you get a fact, not a theory. It is important to do things, especially if the cost of doing things is cheaper than talk about it. A lot of times it works in practice and not in theory, you can figure out the theory later. Most of the world deals with things that work in theory, but not in practice, and they try to discredit reality in order to fit with their theory. But “in theory” they say, “theory and practice are the same”

Disobedience over compliance

You don’t win a Nobel price by doing what you are told. You win a Nobel price by questioning authority and thinking for yourself. You want to build an organization that is resilient to disobedience

Emergence over authority

In communities, authority seems to be emergent. Open Source project leaders, tend to be somewhat quite people, with a lot of EQ, how are not naturally trying to grasp power, but end up in power because the followers (@petervan: I would say the fellowers) push them there. In an investment firm with a hierarchy that is based on function and title, you just need a stick to keep the troops aligned. But when you are in a system where you are paying to participate, then you want emerging authority.

Learning over education

Education is what people do to you, learning is what you do to yourself. About degrees and “finalizing my eduction”. I don’t want you to be at the media lab, because you want to get out.

Resilience over strength (part of the Q&A)

In stead of bulk-up and resist failure, invest the same money on recovery and resilience. You tend to try to minimize failure, rather than trying to work on resilience. It’s also kind of a Zen thing too. If you are extremely present and ready for anything, your are in an extremely resilient state. And it you are not present, you are always focused on the future, or the past, you try to build up walls and trying to make sure that you don’t get choved. And it is hard when you are surrounded by other planners in an institution like this (Knite Foundation) you tend to focus on structure, strength versus resilience, the structure vs this bounciness. Again on the Internet, a lot of the pieces are very resilient, when you are in an institution that uses a lot of planning; it is hard to create that interface

Also the Q&A part of this talk was interesting.

On how to share knowledge:

The conference model is a great system. A lot of people have experimented with ways to try to share knowledge, but it seems to be one of the hardest problems because everybody has a day-job, they are very busy, and people are talking sort of different languages, and when you are face to face you can coordinate your language in real-time

On how to you get people who are working on things coordinated?

At the Media Lab we have several approaches: we have this sort of big data, data mining, machine learning, predicting things through causalities and patterns vs something where people are more in charge and people are more active.

There is another version of this talk at TED talks:

The more I listen to Joi, the more I become aware that he is talking about leadership features to navigate our companies in this more then ever unpredictable fast moving world. It was a pure coincidence; right after Joi’s talk, I spotted this great post from John Maeda, about Creative Leaders versus Authoritative LeadersJohn Maeda was the President of the Rhode Island School of Design from 2008 to 2013. He is currently a Design Partner at Kleiner Perkins Caufield & Byers.

This chart represents a summary of the kind of creative leadership that is rising — and needed — in the face of our increasing interconnectedness due to global economies, mobile devices, and social media. In an age where anyone can “friend” the CEO, and where complexity and volatility are the only constants, what should leadership look like? I often say we are now operating within a “heterarchy” though I’ve also cleverly seen it called the “wirearchy.” In any case, it’s a world where I believe the natural perspective of artists and designers — who thrive in ambiguity, fail productively, and rebound naturally — will be become more and more useful in leadership contexts.

The chart was originally created for a workshop at the Davos World Economic Forum in 2009 and became the basis of my book Redesigning Leadership, written with Becky Bermont. In my own observation, there are authoritative leaders and creative leaders everywhere — it’s not something wholly determined by industry, generation, or position. And every leader will need, on any given day, a little bit of both types of leadership.

John Maeda principles

Makes me think about principles for Leadingship vs. Leadership. See also my post “The End of Leadership” of 1 ½ year ago. Like Joi’s talk makes us reflect on the openness of innovation, Maeda adds the openness of leadingship.

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As from now, we offer you weekly updates related to our 5th edition of Innotribe at Sibos in Dubai from 16-19 Sep 2013.

As you probably know by now, we’ve designed our programme like a metro map. Just like the underground or subway, it’s up to you to decide which “track” to follow, depending on your expertise, interests, learning objectives, and availability.

Innotribe_TubeMap-01

In this week’s post, we’d like to walk you through the Innovation Track at Innotribe@Sibos 2013.

We’ll move away from the traditional polarizing discussions such as old vs. new, startups vs. incumbents, incremental vs. disruptive, close vs. open, core vs. non-core and we will help you discover the richness of the options in the middle of the extremes and help you identify which model to best apply in your company. All examples will have specific relevance to financial services.

The track will open with disruptions impacting the traditional banking model. We will also offer you some practice sessions about new non-linear ways of thinking to help you succeed in the ever faster changing world. The track continues with a session that offers deep insights into what else is out there beyond open innovation. The track ends on Thursday morning with a selection of “Power Talks” illustrating how new players are already significantly disrupting banking – and not just the fringes of our industry, but already heading for the core with early signs of scale. We’re not talking about the distant future, but what’s happening right now!

Future of Money

Location: Innotribe Space

Day: Monday 16 Sep 2013

Time: 09:30 – 10:30

This session is also part of the Value track.

We had a post about that last week: http://innotribe.com/2013/08/05/the-value-track-explained/ 

Toolkit: Better decision-making through creative techniques

Location: Innotribe Space

Day: Monday 16 Sep 2013

Time: 15:30 – 17:00

Decision-making is “making sense” of things. This raises issues of what criteria we bring to decisions when contexts change. Most of economic history industry has been driven by new developments in sense awareness.

decision making

This context changes are very significant because what digital does is alter decision-contexts. It makes us have to respond to more changes, more often and make more decisions in a more delegated way, against a backdrop of criteria that we are having to capture and describe.

This is a “Toolkit” session: an immersive learning experience to help you internalize the basic principles of creative thinking to help improve judgment and decision-making. The audience will learn to internalize the difference between linear and non-linear decision taking, complemented with practice exercises based on creative decision-making based on colour, word, and sound.

We will setup 3 separate experimentation stations:

  • Art school with Dave
  • Word school with Haydn
  • Music school with Petervan

Speakers

  • Dave Gray, Author, The Connected Company: Dave is world authority in visual thinking
  • Haydn Shaughnessy, Author, The Innovation Lifestyle. Haydn is a deep thinker and expert on innovation.

Toolkit: Planning for Unpredictable Futures

Location: Innotribe Space

Day: Tuesday 17 Sep 2013

Time: 09:30 – 10:30

Another “Toolkit” session: an immersive learning experience to help you internalize the basic principles of scenario thinking in support of better future planning. This session will lead into the Network Insights session later that day. We will detail this session in the upcoming blog post on the Big Data track.

Speaker:

  • Daniel Erasmus, Owner, Digital Thinking Network. Daniel brings the unique combination of scenario thinking and big data.
  • Fabian VandenReydt, Head of Securities Markets and Core Business Development at SWIFT

Toolkit: Thinking in Images

Location: Innotribe Space

Day: Tuesday 17 Sep 2013

Time: 16:30 – 17:30

Visualization is increasingly used in business and science to simplify complexity: a picture is worth a thousand words. Drawing is a natural process for thinking, exploring ideas and learning. Every child enjoys drawing — but at some point in our lives we learn that drawing is the province of artists. We begin to say things like:

  • “I’m no artist”
  • “I can’t draw a straight line”
  • “I can’t draw a stick figure”

This is a fallacy. You can draw, and when you were a kid you knew it. You just forgot. It’s time to remember what it was like to draw as a child — and to rediscover the joy of exploring ideas and learning without boundaries. It’s time to forget that you don’t know how to draw. Play isn’t just for fun. It’s how we learn. You can practice your visual thinking skills and have fun at the same time. Enjoy yourself, and take some new abilities back to work with you.

Visual thinking basics

The room will be set-up like a classroom, with the audience as students. Like a Zen-master with his disciples, Dave Gray – one of the masters in the field of visual thinking – will help his students discover step by step their hidden power of visual expression.

New Innovation Models

Location: Innotribe Space

Day: Wednesday 18 Sep 2013

Time: 09:30 – 10:30

new innovation models

Our speakers will first give you a fascinating overview on what’s new in innovation models: from “castle and sandbox” one way of doing Open Innovation, to incremental innovation, disruptive innovation, narrow innovation, Jugaad innovation, Reverse innovation, Shanzai innovation (copycatting), computational innovation, radical adjacencies, and algorithmic innovation.

After the intro, we offer you two immersive learning experiences:

  • Copycatting feels like a taboo in innovation. What if we could get rid of these taboos, and innovate again like kids? In this exercise we will actually train you to copycat, by copying one of the newcomers in payments space. In the coming days, we will also publish here and on swift.com an op-ed by Jaspar Roos, based on a research he did on copycatting.
  • Crowd-source everything. We will practice how to involve crowds in innovation decision-making: how can a crowd shape a product? How can we crowd-develop, crowd-manage and crowd-design for example. You will be invited to pick one of your existing processes and crowd-source it. Also here, an article based on Haydn’s research on crowd-activities will be published soon.

Speakers

  • Jaspar Roos, Chief Inspiration Officer, ABN AMRO Dialogues FutureIdeas.eu and Ventur.es
  • Haydn Shaughnessy, Author, The Innovation Lifestyle

Powertalks: Best innovations in Fintech

Location: Innotribe Space

Day: Thursday 19 Sep 2013

Time: 09:30 – 10:30

Inspired by TED Power Talks, we have invited some awesome innovators from the financial industry to present real, live innovations, which are in the market and starting to scale. In other words, this is not about Star Trek, but actual innovations, where the “rubber meets the road”.

startrek

  • Patrick Griffin, Head of Business Development of OpenCoin, the organization that first built the Ripple protocol. A Ripple is a unit of the native currency that exists in the Ripple network. The Ripple network is a peer-to-peer payment network. It enables free payments to merchants, consumers and developers, and to send and receive money in dollars, euros, yen or Bitcoin without having to do extra work for foreign exchange transactions and without charge backs. Ripple is also an open source protocol created for anyone to build on top of or use.
  • Kristoffer Lawson, Co-Founder & Chief Evangelist, Holvi. Kris will talk about Holvi’s upcoming European launch and his work as initiator of the Popup Society movement: setting up a company, forming a team and building a product, all within 48 hours. In true popup fashion many of these ideas die immediately, but not all. Some have gone on to become great companies.
  • Jaspar Roos will showcase some of the latest innovations in financial services his teams build over the last year in his different roles as Chief Inspiration Officer, ABN AMRO, Dialogues, FutureIdeas.eu and Ventur.es
  • Manu Sporny, Founder/CEO, Digital Bazaar and Chairman PaySwarm will share what happens if payments get commoditized to the level of the W3C protocol? Manu spends most of his time creating open standards and open technology that will integrate payments into the core architecture of the Web. His vision is to democratize finance, making the financial tools that are only available to large organizations today, available to everyone on the Web.

Closing Plenary Innotribe: “Around the campfire”

Location: Innotribe Space

Day: Thursday 19 Sep 2013

Time: 14:30 – 15:30

campfire

Later in the afternoon on Thursday – at 14:30pm – we will all join the Closing Plenary Innotribe: “Around the campfire”, where we will share the lessons, tools and techniques learned during the week. We are very proud to confirm our two tribal wise men:

  • JP Rangaswami (Chief Scientist of Salesforce.com and direct report of Marc Benioff) and;
  • Andrew Davis (Global Head of e-Commerce Strategy and Innovation, HSBC).

More information about the Innotribe@Sibos 2013 programme can be found in our programme Brochure (PDF flyer), on Sibos.com and of course Innotribe.com. The full Innotribe 2013 speaker list with bios is here.

By @petervan from the Innotribe Team

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As from now, we offer you weekly updates related to our 5th edition of Innotribe at Sibos in Dubai from 16-19 Sep 2013.

As you probably know by now, we’ve designed our programme like a metro map. Just like the underground or subway, it’s up to you to decide which “track” to follow, depending on your expertise, interests, learning objectives, and availability.

Innotribe_TubeMap-01

In this week’s post, we’d like to walk you through the Value Track at Innotribe@Sibos 2013.

 

 

The Value track will explore different aspects of the great value discussion:

  • What is the future model of banking?
  • What is wealth beyond money?
  • Can everything be measured?
  • And are we even measuring the right things?
  • Can we valuate companies based on their intangible assets?
  • How does all this drive happiness and well-being?

Future of Money – Opening Plenary

Location: Innotribe Space

Day: Monday 16 Sep 2013

Time: 09:30 – 10:30

In this session, we will identify how the current model is being disrupted and how the impact on cost and revenues. We will co-create the corporate banking business model of the future, using the Business Model Canvas methodology of Alex Osterwalder.

Innotribe co-founder Mariela Atanassova (Mela) recently posted a great article on this subject on the American Banker blog “BankThink” as part of their series “The Future Model of Banking”.

To guide us, we have invited six awesome speakers, each highlighting one dimension of disruption of the existing corporate to banking model:

  • Scott Bales, Chief Mobile Officer, Moven will focus on Social and Mobile;
  • Dave Gray, Author, The Connected Company will focus on organizational change and how his principles lead to “The Connected Bank”;
  • Hank Uberoi, CEO, Earthport and Dan Marovitz, Founder & CEO, Buzzumi and previously Head of Product Management, Global Transaction Banking at Deutsche Bank will articulate what has changed in infrastructure;
  • Patrick Murck, General Counsel, Bitcoin Foundation will ignite us on transparency and transaction costs;
  • We are in discussions with a major bank, which has experimented with hybrid business models in the Corporate to Banking space.

Two host moderators will guide you through this exercise and will ensure a deep interaction between audience and speakers in an exciting TV Studio type format. One moderator (Udayan Goyal, Partner and Co-Founder of the Anthemis Group) will work the stage; the other moderator (Chris Skinner, Chairman of The Financial Services Club) will work the audience.

Design Thinking

Location: Innotribe Space

Day: Monday 16 Sep 2013

Time: 11:00 – 12:15

This is a “Toolkit” session: an immersive learning experience to help you internalize the basic principles of design thinking with hands-on practical activities. We will practice process step by step the different stages of design-full thinking and apply them to examples from the financial industry:

  • Human observation, particularly using extreme users to inspire idea
  • Looking at a larger context – analogies from other fields; examine interaction touch points
  • Multidisciplinary teams
  • Experimentation, prototyping
  • Engaging others in the process to build enthusiasm for your idea

Speakers: We have invited two world-class experts to guide you through this process:

  • Vince Voron recently joined Dolby Labs as their VP, Executive Creative Director. He has more than 20 years of marketing design experience from two of the world’s most iconic brands: Apple and Coca-Cola. At Apple, he developed and led the human factors and color teams responsible for iMacs, PowerBooks, iPods and the iPhone. As head of Industrial Design at Coca-Cola, he led the form and user interface design for the Coca-Cola Freestyle platform.
  • James Moed is the leader of IDEO’s work in financial service design across Europe. In that role he advises clients and design teams, combining observations of human behaviour with inspiration from other services, new business models, and emerging technologies.

Investment Management 2.0

Location: Innotribe Space

Day: Monday 16 Sep 2013

Time: 12:30 – 13:30

In the financial industry “shareholder value” and “profit maximization” are still very much the main criteria for investment. Nevertheless, new investment trends are emerging as a result of global changes and new ways of thinking,.  Investors are starting to look for criteria beyond maximizing profit, shareholder value and pure financial return – many of which are based on ‘intangible assets’.

To put all this in context, we strongly recommend Otto Scharmer’s latest book “Leading from the Emerging Future: From Ego-System to Eco-System Economies” (Amazon Associates Link).

otto

This session is designed to be highly interactive, applying the design thinking methodology to investment management.  The session is designed as a political campaign debate, where two protagonists will prompt the discussion through at times provocative statements and trying to convince the audience of their deep insights.

During this debate, we will look into following aspects:

  • Definitions of intangible assets, how to account for them and how to invest in them.
  • What role do financial markets play/should play, and their future “design principles”
  • We will paint a broader evolutionary context and the role of technology in all this;
  • Leading into transparency, self-empowerment and permissive organizations

Each of the protagonists will then detail their personal actions for change.

Speakers:

  • Mary Adams, Founder of Smarter Companies, expert in accounting for intangible assets
  • Stephen Richards, Principal of Ability Capital Solutions, who is launching a Pension Investment Fund, based on crowdsourced recommendations for investment by the pension beneficiaries.

Accounting for Intangible Assets

Location: Innotribe Space

Day: Thursday 19 Sep 2013

Time: 11:00 – 12:00

Is it possible to make investment decisions based on intangible assets? In this session, you will learn that the financials used as a measuring stick are being generated out of a new kind of factory, a new kind of infrastructure. Most of investment and asset managers understand this intuitively.

We will give you practical hands-on exercises to empower you with a vocabulary and a framework that helps you change what you do and how you evaluate companies.

Speakers:

  • Mary Adams, Founder of Smarter Companies, expert in accounting for intangible assets

Beyond GDP – What is real wealth?

Location: Innotribe Space

Day: Thursday 19 Sep 2013

Time: 12:30 – 14:00

Happiness Indicators like Bhutan’s Gross National Happiness, the OECD’s Better Life Index, and the UK’s Happy Planet Index are already helping the world define well-being and wealth beyond money. The H(app)athon Project www.happathon.com wants to go one step further by “hacking happiness”, and shifting how the world’s view of value can move beyond the lens of GDP.

Innotribe has partnered with The H(app)athon Project to co-deliver this customized,  super-interactive, not-to-be-missed game experience, where several imaginary countries based on new economies will work together to increase their collective progress. We have gone full-blown for the design of this session, with light and sound-scapes to immerse you 100% in this real live experiment, where you are the subject of research ;-)

The results of this experiment will be fed into the development of the Happathon mobile app that will be launched in March 2014.

Speakers:

  • John Havens, Founder, The Happathon Project.

Closing Plenary Innotribe: “Around the campfire”

Right after the Happathon session – at 14:30pm – we will all join the Closing Plenary Innotribe: “Around the campfire”, where we will share the lessons, tools and techniques learned during the week. We are very proud to confirm our two tribal wise men:

  • JP Rangaswami (Chief Scientist of Salesforce.com and direct report of Marc Benioff) and;
  • Andrew Davis (Global Head of e-Commerce Strategy and Innovation, HSBC).

More information about the Innotribe@Sibos 2013 programme can be found in our programme Brochure (PDF flyer), on Sibos.com and of course Innotribe.com

By @petervan from the Innotribe Team

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The question every bank should ask itself is: “Am I a creator or a remover of friction?”

John Hagel hit the nail on the head in a recent Harvard Business Review blog post: The cost and difficulty of coordinating activities across entities, on a global scale, is far lower now.” Today’s hyper-connectivity not only makes it possible to coordinate across entities in a more efficient way, it also causes a deep disintermediation of players that were able to maintain their monopolies through sheer scale and power.

A really good example of this is Uber.com, the well-publicized peer-to-peer limousine and taxi service directly connecting drivers and customers, disintermediating completely the dispatching taxi companies that proved to be the friction in the system.

The same phenomenon is now happening everywhere, including in banking, as we see the advent of more peer-to-peer (mobile) payment systems.

Besides disintermediation, we have disintegration. What we witness is the end of highly vertically integrated organizations, and the birth of organizations whose chief strength is to pick and choose best-in-class functionality from outsiders and mix and match those with their own internal world-class capabilities. For that to happen, you need a decomposition of previously highly integrated functions into smaller chunks (for example risk management, payments, securities, reference data, even identity and trust) and the ability to expose those functions through application programming interfaces. Externalizing your core competencies has become an economic imperative.

Sean Park from the Anthemis Group suggested all this five years ago. Back then, you still could create a competitive advantage with these methods. Today you are a plain loser if you do not have this in place yet.

So if all this is commonplace, what’s the next big disruption? In my opinion it’s peer-to-peer, the ability of two or more entities to share data and do business without a central orchestrator. P2P changes everything. It changes product and service offerings, it changes how companies are organized; it fundamentally changes the business models we are used to. This is very quickly leading to a “fragmentation of everything”: the fragmentation of work, of applications, of hierarchies, of states.

camel

To illustrate how deep the change is, I’d like to use the metaphor of a camel in the ocean. The camel is the bank, and the water is data. Until now, the camel was carrying its own water through the desert. Now the camel is in the ocean, surrounded by data. We will require a new kind of species that can survive in this data ocean, can cope with the advent of trillions of nodes on the grid, all hyper-connected, hyper-fragmented and 100% distributed.

The world needs a new kind of bank, way beyond a money-bank, probably a “trusted data bank” that can help human beings store, change and transact data, and in doing so create new authentic value. Not just gimmicks, tricks, quick wins, or dirty fixes.

We seem to live in a “perpetual crisis,” jumping from one incident to another, where there is no room anymore for building a story with a beginning, middle, and an end; no room for reflection, no room to assess and, like a surfer, scan the waves of change on the surface of the data ocean. It’s like the camel is under water, drowning in tactics and ad-hoc firefighting, incapable of interpreting the tsunami of change.

The world enters a level of complexity that cannot be addressed anymore by conventional, binary, linear thinking. We need new tools, capabilities, and more non-linear ways of thinking, to be prepared to open up for more options. These new tools are about forecasting and assessing in different ways, deciding our options in different ways, ambitious design thinking with focus on what needs to be achieved versus what is the problem to be solved, and richer ways of expressing our options through visual thinking and other techniques.

This is way beyond the flashy designs of hyper-tech branches and “punchy-music-cool-sexy” apps or product videos.

The bank of the future is a humanizing bank,

where “I am not my device” and where the focus is on relationships, intimacy, depth, and human connection – supported by technology. It’s about deep human behavior, about deep culture change. But that does not happen through top-down instruction. What is needed is viral change at scale of specific behaviors, seeded and nurtured bottom-up from deep within the fabric of the organization.

Behavior creates culture,

and not the other way around.

Cross-posted on American Banker

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On 6 June 2013, I presented “Open Innovation Systems – Maverick Ventures in a Corporate World” during the Amplify Festival in Sydney. The Livestream of the talk is available here:

livestream

 

This blog post is documenting the genesis of that talk, therefore not really or only a transcript, but passing the same messages through the medium of writing rather than speaking, hopefully even improving the clarity of purpose and intention of the talk.

 

scribe

Thanks to @cjdelling for this wonderful scribe, made live during the talk.

There were many triggers for this talk, but the two most important ones were Douglas Rushkoff’s latest book “Present Shock” (Amazon Associates Link) – a book that left a deep impression on me – and a conversation with Haydn Shaughnessy, that I already somewhat documented in my blog post “The Bridge”

digital-human

Rushkoff hits the nail when he says “Time Divides” and “Time is digital in character”. Just try to sense the different human experience when looking at 15 seconds of digital time vs. 15 sec on of analog time. In the analog world, there is flow, continuity, and formation. But we have started to accept a new normal where we have to make choices between extremes: black/white, On/Off, Digital/Human, etc. When being presented with the options left/right, we forget we can also go up and down.

“The lack of options is the opposite of freedom of choice,”

says Rune Kvist Olsen.

In an innovation context the limited choices presented are incremental/disruptive, core/non-core, internal/external, castle/sandbox.

There must be a richer better way to have conversations about innovation. I am getting sick of the 1-2 minute conversations where you have to make your case in a tweet. Sick of the 18 min TED talks, where there is no critical dialogue but only glorification of technology as the sole source for progress.

I am hungry for depth

For intimacy and human connection. I am on a quest for depth. A quality space in time and location where free deep thinking is again appreciated. Where we discuss not in limited silos about limiting options. Where life flows like water in oceans, in currents and rhythms, in waves of pendulums with different amplitudes influencing each other as Perpetua Mobile, spiralling as convergent systems into beauty and harmony with a direction of progress.

A space with doors wide open for new world-views  where we create knowledge and resource flows (are they the same?), with new thinking: visual thinking, design thinking, systems thinking, and scenario thinking.

A space where bravery and maverick behaviour are not merely tolerated but accepted and encouraged as the new norm for deep viral change. You may call them whatever you want: mavericks, outliers, beyonders, rebels, catalysts of change.

With Innotribe we have created an end-to-end framework, based on the Open Innovation principles of Prof. Henry Chesbrough. That it is an end-to-end framework is not always fully appreciated. Sometimes, the work of Innotribe is reduced to its most visible component, the “events”. And also there, the superficial world with lack of depth and intimacy only sees the externalities of the events, the cheerleader-feel of the facilitators and masters of ceremony, thereby completely ignoring the deep immersive learning experiences and techniques applied and intended.

Superficiality kills depth

But even if the full breadth of the Innotribe work would be appreciated, we are not done. There is more, much more to be done. I would like to re-set the bar. I am getting convinced we have to move into systemic and systematic innovation. It was Haydn Shaughnessy who opened my eyes and gave me the first insights that there is an evolution of Open Innovation possible, way beyond corporate garages, towards a model where innovation is deeply baked-in into the fabric of the organization. Haydn has just published a report on this on GigaOm Pro titled “Rethinking innovation: how to manage ideas systematically” (registration required). There, Haydn introduces “lean innovation”, “algorithmic innovation”, and “radical adjacencies”, which we already knew from his book “The Elastic Enterprise”. (Amazon Associates Link). Haydn will be with us at Innotribe Sibos in Dubai in September to share the results of his research in the domain.

Where “systemic” assumes system-wide approach. Not only within the silo of a department, or in non-communicating black/white, internal/external innovations vessels, but across silos, across vessels. If not, failure is almost built-in, because the two camps engage in finite games, whereas we should play infinite games where we do not look for a winner (and by definition also loser), but where the journey of the whole systems towards progress is the goal (read also James Carse’s “Finite and Infinite Games” – Amazon Associates Link).

In the first case – the finite games – we may be seduced by the means, but I am for sure not attracted by the end-game. We have to move across the corporate boundaries, and become “system activists”. My next blog will describe this new form of corporate activism in more detail.

nike launch

A great example is Nike’s Launch2020 Project, creating system wide transformation, in partnership with MIT, NASA, and Government.

Where “systematic” stands for planned, organized, designed, focused, and not random. Repeatable. Scalable. The best example I have seen so far is Vodaphone: they have deeply investigated the trends that impact their business; they have documented the needs (not the asks) or their (potential) customers, and made solid customer segmentation. Then they apply pattern recognition across these three layers, and are hyper-focused on where they want to spend their innovation efforts, resources, and budgets.

In general, it also seems to be that many organizations are very focused on product, service, and process innovation, or the latest buzzword “business model innovation”. Probably because that is what we know, what we feel comfortable with. It’s our comfort zone. We have been trained for years in thinking rationally about our businesses, decomposing, fragmenting every process in sub-tasks that can be mapped, followed, and measured. Up to a level that we don’t see the forest for the trees.

3 engines

What we need are 3 type of engines:

  • A communication engine, with the ultimate goal of being a serendipity machine, an evangelization machine, and a knowledge flow platform;
  • An execution engine, with a good balance/portfolio/consistency between internal and external innovation
  • But all those changes are lipstick on a pig, if they are not deeply embedded in sustained behavioural change in every vain of the company.

What we really need to focus on is the third engine of behaviour change. Deep viral behaviour change. Because behaviour drives culture and not the other way around. And let that change spread like a virus through our organizations and systems. So it is getting copied and amplified through our hyper-connectivity networks. Where leadership becomes leadingship, and backstage leaders act as distributed coaching nodes in the corporate grid.

In the end, it is about being human and developing and nurturing the capability to be touched by beauty, a picture, by mastery and harmony. And to develop a richer palette of judgment, choice and appreciation.

Yes, there is some form of romanticism here; shall we call ourselves business romantics? It’s the nature of this beast, to be an incurable romantic.

Incurable Romantics

It’s what I am as human. I cannot and do not want to settle for the sterility of digital zeros and ones, for cogs in cubicles executing standard processes that anyway do not match anymore our fast changing world.

I want to send, propel and amplify positive vibes and frequencies to all the nodes in our grids. I want to reverb and resonate, and inspire you all to dream. To dream big and be unreasonable and go for the impossible. I want to me and you to get alive and get a life. I want us to be mavericks and rebels in a corporate world.

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The fantastic Amplify festival in Sydney has just come to an end. What a week! The curation for this event by Annalie Killian (@maverickwoman) from AMP was just outstanding. It is very rare to such a rich set of speakers coming together for one week.

Amplify logo

This is even more exceptional if you’d know that this is a bi-annual fest exclusively targeted at employees from AMP. What a great innovation effort to bring the outside in, to expose corporate staff to the vibrant world of innovation at the edges of their own ecosystem!

Every company should copy-cat this approach.

As I listened to the different speakers talking about technology breakthroughs, innovation efforts, transformation efforts, and behaviour change programs, i felt a growing discomfort inside myself with the seemingly over-glorification of technology as a cure to solve all world problems, and the un-balance with business humanising insights.

At the same time, I started wondering how much of all this really lead to substantial changes and actual products and services shipped, with real value add reaching the customers on a sustainable basis.

Every time I meet innovators in a corporate environment, I ask the question: “what is your biggest innovation challenge?” Most of the time the initial answer is an embarrassing silence, and at best the answer is foggy and lacking clarity of vision and intention.

It made me think: what is it that makes companies’ innovation real? What is it that lets people with the holy fire flourish or die in our organisations? What is the authenticity of all this innovation work?

authenticity for sale

Illustration by @gapingvoid

With some very rare exceptions, all companies have innovation in their annual reports, part of their corporate branding exercise, even part of their mission. And many companies have actually dedicated central or distributed innovation resources and budgets in place. The happy few have even started or are starting with Corporate Garages (see “The New Corporate Garage” by @scottdanthony).

jobs_and_wozniak_1975

Image courtesy Apple Computer

However, in many cases this is window dressing and innovation seems to be mere “lipstick on a pig”. This creates disappointment, frustration, and a sense of illusion, and leads to disengagement of the staff at large.

In order to help organisations self-assess how real their innovation is, I started pulling together 10 questions. Depending on the number of 1) and 2) answers to the questions below, you will be able to find out for yourself where you stand, and hopefully will allow you to start a “straight talk” conversation within your organisations on the best way forward. The more I think about this, the more i am getting convinced that the key to succes is based on high quality alignement of vision and intention at all levels, and the irradiation of “stories” that seem to perpetuate in corporate environments.

The questions are organised per influence group of your organisation or give some insights in your real appetite for change and experimentation. Just tick 1) or 2) for your answer and add up the numbers at the end of the exercise.

  1. Board level
    1. 80%+ of your Board is really – in a pro-active, visible and public way – supporting innovation, or
    2. 50% of your Board are in essence against innovation and want you to focus on the core and the other 50% just “tolerate it”, close their eyes and trust their CEO not to do too disturbing things that can harm the company’s reputation.
  2. Strategy level
    1. Is innovation a dedicated chapter at the beginning of your strategy documents, or
    2. Is innovation merely a paragraph at the end?
  3. CEO level:
    1. Does your CEO deeply embody the desire to change and disrupt in an integer, consistent and authentic way, or
    2. Do you notice in the tone during the all-hands sessions almost an embarrassment when she takes the word innovation in her mouth?
  4. Executive Committee level: Are your executives aligned on innovation or not? Just do this mind-experiment: What do you really think would happen if you pop-in by surprise at the next Exec Meeting and ask each Exec to list the top-3 alignments on innovation:
    1. Would you hear one strong consistent message of alignment and genuine enthusiasm, or
    2. Many voices of disagreement and vagueness, and an urge to move on to the business of the day?
  5. Level-1 / Level-2  (Senior and Middle Management)
    1. Do they see innovation as the instrument by excellence to make bridges between the edge and the core, to transform your industry, brand, and network with the deep desire to challenge the status quo, or
    2. Do they look at innovation as the people who burn money, travel a lot, do not innovate in the core, a special bunch that never blends in, and is always “out there”?
  6. Your colleagues in general:
    1. Are they looking at the innovation team as a group of people that brings value, creates excitement, infuses new energy, creativity and enthusiasm, or
    2. Are they complaining about having to stay in their cubicles while the innovators have fun?
  7. Sandbox projects
    1. Do you have a process in place to force forward consciously at least 1-2 “big bad ideas” per year into the mainstream business, in other words do you have an innovation portfolio approach, or
    2. Are more than 99% of sandbox projects killed before ever getting a chance to get materialised in real products and services, because not fitting the strategy or no immediate revenue potential?
  8. Sandbox or playground
    1. Is your sandbox considered as a real space for experimentation and organizational learning, or
    2. Is your sandbox just tolerated as a children’s playground as long as it does not disturb the core and does not challenge existing power balances?
  9. When the going gets tough – in time of cost cutting:
    1. Do you observe a conscious choice to remain flat or even further invest in innovation for the long term, or
    2. Do you observe random flat cost cutting across all departments or – even worse – bigger cuts in innovation?
  10. Daring to be great
    1. Is their a process to identify your Corporate Catalysts and to plant them into the fabric of the organization to create viral change from within, or
    2. Have most of those that dared to be great, and had the courage to stick out their necks during the last 2 years been made silent or laid-off as part of cost-cutting, efficiency or other re-organization initiatives?

Let’s be conservative or even kind in your self-assessment:

  • If you have answered more than half of the questions with 1) there is a chance that your innovation is real. Focus on the execution of your innovations, and the shipping of value adding products and services into the marketplace;
  • If you have more 2) answers, you probably live in an innovation illusion and it means you have more work to do in laying a solid foundation of belief across the organisation  Avoid throwing the baby out with the bath water.  Push for clarity in the vision and intention of your innovation efforts, and focus first on deep bottom-up viral behaviour change activities, as behaviour drives culture and not the other way around. And remember; you will need passion, perseverance, and patience to succeed.

In other words, turn on the B.S. detector and ask yourself the question: is your innovation a real strategic choice or just a tick-box to satisfy your feel-good-moments. And plan your actions accordingly.

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UPDATE: you can find the links to the recordings of all the Rebel Jam talks here:

https://docs.google.com/spreadsheet/ccc?key=0At_G3sEqOh0YdFQ1T3ZUYWFUNW1aR1pLN3JNV0pIbUE&usp=sharing

It’s easy to be an innovator and entrepreneur in start-up. Not so inside large organizations — companies, government agencies, healthcare systems.  The competencies and mindset you need to create change and succeed are different for rebels inside the organization.

The good news is that in today’s hyper-connected world we have the possibility to join forces – across distances and time zones – and create a critical mass of change agents capable of accelerating innovation & transformation globally

That’s why we’re holding a free, online 24-hour Rebel Jam with fascinating speakers, inspiring entertainment and provocative discussions every hour, with hosts from Europe, North America and Asia.  Our aim: empower the rebel to be able to create positive change, understanding the considerable risks and challenges that will arise.

On May 30-31, 2013, Rebels at Work and Corporate Rebels United will hold a 24 hour on-line Rebel Jam via WebEx. All you’ll need is to be able to connect to the Internet and clear your calendar.

You can tune in any time – or all 24 hours if you’re one of the crazy ones – to learn from Rebels about:

  • What has helped them to be successful?
  • Setbacks and obstacles they’ve experienced and how they’ve navigated through them.
  • Habits that help them stay creative, positive and respected.

There will be time after each speaker for questions and conversations to encourage as much learning and camaraderie as possible in an online way. We’ll also be inviting performers and artists to share and perform their work with us to fill our rebel spirits, and just have some fun.

The conference kicks off on May 30 at noon in Europe; 6 a.m. North America East Coast; 3 a.m. North America Pacific, and 8 p.m. Sydney. 

Here is the attendee information for the Webcast:

https://ciscosales.webex.com/ciscosales/onstage/g.php?t=a&d=207449320

Event password: rebeljam

You can register via the Rebel Jam Eventbrite site here: http://rebeljam.eventbrite.com/

The online rebel jam is a joint effort of Rebels at Work, and Corporate Rebels United  and being sponsored by Cisco IBSG who is contributing both speakers and the WebEx collaboration and communication platform that enables this global virtual event

The latest program overview is available in the following Google Doc:

https://docs.google.com/spreadsheet/ccc?key=0At_G3sEqOh0YdDIzbTN1M2FSQUxUT2xKOFh6aUNoTVE#gid=0

Some cities are setting up local events to follow and participate in the WebEx Rebel Jam.

-       Brussels:

-       Other cities to be announced

You can tweet about and during the event with Twitter hashtag #rebeljam

For more about corporate rebels, check out some of these posts, research reports, and videos:

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On 14 May 2013, the Innotribe team is organising an exclusive invitation-only Innotribe Workshop at Level39, Canary Warf, London. The topic of this workshop is “Network Insights for business growth”.

Innotribe_logo

This workshop is targeted at senior strategists who would like to discover how big data and scenario thinking can lead to early warning systems and new network insights to assist in business growth strategies.

Your organisation is indeed hyper-connected with your business partners. You are not alone. Billions of connected business, people, applications and devices and in future far more sensors, and transactions now add up to create unimaginable amounts of information. This new environment will require extraordinary insights and adaptability: It is as if we are a species from dry land that has to learn to live in the ocean. Already now, we swim in a sea of data and the sea level, so to speak, is rising rapidly. This new environment requires a new design for companies and network insights, representing both threats and opportunities.

networks and oceans

The networks that we are part of can be looked at as dynamic fluid systems: the infrastructure of pipes creates a hyper-connected environment. The end-points in networks can be different entities: financial institutions, corporates, and market infrastructures, etc. And physically wired networks can host many different functional sub-ecosystems: some represent major traffic highways, others are more hub-to-hub topologies, others function as pure peer-to-peer exchanges. These different entities and sub-ecosystems also influence each other: they create “ripple effects” up and downstream, as well as “currents” that create significant interdependencies, like ocean currents.

During this exclusive invitation-only Innotribe workshop, we will explore the following topics:

 

  • What if you could get deep intelligence about what’s going on in these fluid networks in real-time?
  • How could that inform your growth strategies, long term scenario planning and policies?
  • What if you could combine quantitative and qualitative network intelligence streams, and combine them with scenario thinking into real insights and possible early warning systems?
  • How can you use network insights to inform your future scenario planning and strategies for growth?
  • How we use these insights for better informed risk management policies?

 

“Network Insights for Growth” will be organized in the authentic Innotribe-way. We will bring together thought leaders in highly interactive conversations, facilitated by the renowned Innotribe team. In this year’s Innotribe events and workshops, we also try to limit the number of subjects covered, so we can experience deeper conversations and insights.

Level39 Logo

This “Network Insights for Growth” event will he held at and in collaboration with Level39, Europe’s largest accelerator space, where technology, accelerator and innovation companies are being invited from around the world to come and run their startup and accelerator programs, in one of the most inspiring spaces in London. Situated in the heart of one of the most advanced ‘smart cities’ in Europe, Level39 occupies the entire 39th floor of Canary Wharf’s iconic One Canada Square.

level39 room

We will start at 10:00am UK on 14 May 2013 with planned closure of the workshop around 4pm UK. With plenty of informal networking opportunities and informal conversations during the networking breaks and lunch. This event is free-of-charge.

If you like to attend this exclusive workshop, please contact me and I will get you your personal invitation. Number of seats is limited.

Looking forward to continue our critical dialogue in London on 14 May 2013.

Detailed program:

10:00 – 10:15                       Welcome and Introduction

  • Fabian Vandenreydt – Head of Markets Management and Core Business Development –  SWIFT

 

10:15 – 11:45                       5 different lenses (15 min talks by)

 

11:45 – 12:00                       Break

12:00 – 13:00                       Interactive workshop

13:00 – 14:00                       Lunch

14:00 – 14:30                       Taking Stock

14:30 – 15:30                       2nd Interactive Workshop

15:30 – 16:00                       Conclusions, next steps and wrap-up

We plan to continue the conversation on this topic during this year’s Innotribe@sibos in September 2013 in Dubai. During the May workshop in London, we hope to establish a solid baseline as a stepping stone for our in-depth sessions on “Scenario Thinking” and “Network Insights” in Dubai. Earlier this week, i posted a preview of our 2013 Innotribe Sibos program.

 

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This year, our annual flagship event Innotribe@Sibos celebrates its fifth anniversary. Running throughout Sibos week, the event offers a comprehensive programme exploring a range of topics crucial to the financial industry.

Slide32

Innotribe@Sibos in Dubai will once again bring together a powerful combination of world experts to participate in an exciting mix of keynote sessions, case studies, and interactive immersive discussions and learning experiences.

Last year in Osaka, the Innotribe space was a fantastic spacious tent in the middle of the conference patio. It just looked gorgeous! This year, we have a really big conference room accessible from the main conference area through a tunnel. The tunnel will be a magical transition between the more traditional Sibos environment and the subterranean Innotribe Space. The tunnel will also serve as an area for exposition, informal gathering and special multimedia experiences. I have seen some early designs for the space and tunnel, and it all has a very “clubby” feeling to it. It made me think of clubs of the 80’ies with a Vive-la-Fête feeling to it. Just play the video/music below while you read the rest of the post: you’ll get into the rythm :-)

The space and the tunnel are part of the experience, and therefore the tagline for this year’s Innotribe@Sibos is

“There is light at the end of the tunnel”

creating a positive inspiring environment, looking into the future with a mindset of progress, hope and purpose.

Programme

Building on the feedback we’ve received over the last few years, we have tried to observe the following principles in the design of this year’s programme:

  • Less topics, but more depth;
  • Keep the freshness and relevance of the themes and topics;
  • Keep the uniqueness of the Innotribe format: highly interactive and immersive group learning experiences;
  • Discovery, awareness, future oriented;
  • A healthy mix of technology and non-technology subjects (societal impact);
  • Introducing the concept of “journeys”, so that you can follow a track from A-Z as a learning curve, or pick and choose depending on your familiarity and expertise with the topic;
  • Our ambition remains to co-discover, co-design, co-create and co-deliver.

Slide05

We have selected four major themes that will be:

Value/Wealth 3.0

  • Continuing from previous conversations on The Future of Money, Banks for a Better World, Social Business, and the great re-definition of wealth and well-being. New are topics on Design Thinking, Investment Management 2.0 and Intangible Assets. We have also partnered with www.happathon.com to crowdsource a global measure of well-being versus wealth.

happathon

Innovation 3.0

  • Or the re-invention of innovation. In many organisations, the discussion about innovation is hampered by a low quality and polarizing dialogue; incremental vs disruptive, core vs non-core, internal vs external. We can do better: there is a simple line running from where companies were and the processes they needed thirty years ago to a highly externalized enterprise that carries new rules and needs new processes.
  • We will also discuss new models from other industries and emerging markets – Jugaad, Shanzai, Reverse Innovation – and inject new thinking modes like design thinking, scenario thinking, business model thinking.
  • Last but not least, we will engage you in an interactive game/experience to discover a day in the lifetime of a creative banker.

Start-me-up 3.0

  • Whereas the previous two streams are maybe more conceptual, this stream is all about actual innovations, where the “rubber meets the road”.
  • In “The future is already here”, we have invited some awesome speakers that will shake the tree and showcase some mind-blowing innovations in financial industry.
  • We will also discuss the outcome and ways forward for the “Hypertribes” model, a possible new way to accelerate innovation for the industry at large.
  • This stream culminates in the Grand Finale of the Innotribe Start-Up Challenge 2013.

Network Insights 3.0

  • The networks that we are part of can be looked at as dynamic fluid systems. What if you could tap into the intelligence buried in these data currents?
  • What about combining quantitative and qualitative data streams that lead to early warning systems for growth and resilience that can inform future scenario thinking? Could these new technologies lead to new insights for better informed risk management policies?
  • Topics include network cartography, natural language generation, fraud detection, and pattern recognition.

Throughout the week, we will use the tunnel as a hospitality and exposition zone, with fascinating demos about artificial intelligence, augmented reality and multi-media interactivity. And as usual, the whole program is peppered with a whole range of props, humour and fun.

Slide07

startup

The Innotribe Startup Challenge 2013 introduces the world’s most promising FinTech and financial services start-ups to the global community of financial institutions, venture capitalists, angels and influencers actively investing in innovation. Innotribe@Sibos will host the Grande Finale of the 2013 Challenge, following regional showcases in the America, EMEA and APAC.  From a total of more than 200 candidates, the 15 very best start-ups of 2013 will compete in front of a live audience and professional judge panel for a cash price of 50,000 USD.

ISDC banner Mela white bkg

Who should attend?

Innotribe@Sibos is open to all who come to Dubai. It brings together strategists, business and technology leaders, trend-setters and trend-watchers, and thinkers interested in taking action and shaping the future. In short, anyone keen to find out how the world is changing and what that means for our industry.

Why attend?

Join us to discover new business and technology trends; share and discuss ground-breaking ideas for co-investment; and challenge each other to build theoretical concepts into tangible prototypes in professionally facilitated workshops.

Conclusion

Innotribe at Sibos 2013 will celebrate its fifth edition with four days of intense inspiration and interactive immersive learning experiences. This is the place to get inspired, where you can share and discuss ground-breaking ideas, connect with great people, challenge each other in professionally facilitated workshops, and most of all… have fun.

Innotribe is about being infected

by irresistible contagious enthusiasm

of open-minded, curious

and passionate people

enthusiasm

You can follow the progress of our program on the Sibos website as speaker announcements continue between now and September. Follow our daily tweets at http://twitter.com/innotribe or visit the website to find out more about  all Innotribe-related sessions at Sibos: www.sibos.com

We look forward to seeing you in Dubai!

Slide33

By @petervan from the Innotribe team

Cross-Posted on Innotribe Blog

www.sibos.com

www.innotribe.com

Twitter: @innotribe and @petervan

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